Dental cover
Spread the cost of dental treatment. With this dental cover you can choose any dentist whether NHS, private or Denplan.
This benefit is the ideal way to cover yourself and your family for help towards eligible routine (check-ups, x-rays and hygiene visits ) and restorative (crowns, bridges or fillings) dental treatment. Dental treatments can be costly but can be avoided if you see your dentist or hygienist on a regular basis.
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Roll over the photographs to see some examples of the difference this could make |
At a glance
What is it?
A dental payment plan helps towards the costs of eligible routine and restorative dental treatment. They all include worldwide dental injury and dental emergency cover as well as access to Denplan's 24-Hour Worldwide Dental Emergency Helpline which provides dental advice and help finding a dentist - wherever you are.
Dental problems can contribute to lifelong oral and general health problems but can be preventable which is why it's so important to look after your oral health.
If you also take the healthcare cash plan through my Aviva flex, you will be able to claim some or all of your dental insurance premium through the plan.
How it works
- Read all of the information available including the terms and conditions below before selecting this benefit.
- Take a look at what is included in each of the levels of cover available and decide which level of cover is best for you – and your family.
- If you’ve previously selected this benefit through my Aviva flex and you’re happy with the level of cover you don’t need to do anything at annual enrolment, the benefit will simply continue as before.
- When you enrol you will be asked to select the level of cover you want and choose which dependants you want to cover.
The table below shows the main benefits under the 4 levels of cover - for full details, along with any exclusions which may apply, please read the terms and conditions.
| Denplan Key | Denplan Elementary | Denplan Essential Plus | Denplan Extensive Plus | |
|---|---|---|---|---|
| 100% reimbursement for NHS treatment | No | Yes | Yes | Yes |
| Routine Examinations | No | 100% up to NHS limits | Up to £50 per policy year | Up to £100 per policy year |
| Hygiene Treatments | No | 100% up to NHS limits | Up to £60 per policy year | Up to £120 per policy year |
| Dental X-rays | No | 100% up to NHS limits | Up to £40 per policy year | Up to £80 per policy year |
| Restorative Treatments | No | 100% up to NHS limits | 80% of the cost up to £1000 per policy year | 80% of the cost up to £2000 per policy year |
| Worldwide dental injury and emergency dental cover | Yes | Yes | Yes | Yes |
| 24-hour worldwide emergency dental helpline | Yes | Yes | Yes | Yes |
- Details of monthly charges for each benefit are available when you log in.
- For general questions about this benefit, you can call the my Aviva flex helpline on 0800 917 2310.
Saves on Tax?
Saves on NI?
Payments for this benefit are taxable using the P11D process
Key points to consider
- Do you have dental insurance in place at the moment?
- How much do you and your family pay for dental treatment each year?
- Does your partner have dental cover through their employer?
- Children are already entitled to free dental care under the NHS up to the age of 18 years if in full time education.
- The average UK adult still has to pay 80% towards the cost of all NHS dental treatment.
What happens next
In the month after enrolment an information pack including details on how to make a claim will be sent to your home address.