Aviva Flex

What is it?

You can choose to take life insurance for you and your partner, which could provide a tax-free lump sum payment in the event of the death of either you or your partner. You can select cover in units of £50,000 up to a maximum of £250,000, and cover starts from as little as £1.34 per month. You cannot choose a higher level of cover for your partner than for yourself.

• Read all of the information available including the terms and conditions below before selecting this benefit.
• Decide how much cover you need depending on your circumstances and make your selection on the enrolment site.
• Depending on the level of cover you select, you will either be required to confirm your regular attendance at work or agree to an online health declaration.
• If you want to purchase cover for your partner, you will need to download and print the health declaration form for them to complete and return within 14 days to: my Aviva flex Administration, Aviva UK Health, Chilworth House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3RY.
• If you stop the policy at any time there will be no cash-in value.
• If you've previously selected this benefit through my Aviva flex and you're happy with the amount of cover you don't need to do anything at annual enrolment, the benefit will simply continue as before, although the premium may change.

• You can select cover in units of £50,000 up to a maximum of £250,000 per person
• You can choose to cover yourself and your partner, although you cannot choose a higher level of cover for your partner than for yourself
• Premiums depend on your age band and cover is available up to the age of 64. Cover starts from as little as £1.34 per month for each £50,000 of cover you choose. The premium will not change during the flex year but will change if you move age band as at the start of the flex year
• You can only be covered once. You are not able to select employee cover and be selected for partner cover where your partner is also eligible for my Aviva flex

• Details of monthly charges for each benefit are available when you log in.
• For general questions about this benefit, you can call the my Aviva flex helpline on 0800 917 2310

Self - saves on Tax?	Self - saves on NI?	Terms & conditions Click here or the PDF icon to download the life insurance terms & conditions
Partner - saves on Tax?	Partner - saves on NI?

Any lump-sum payable in the event of your death or that of your partner will be tax-free

Payments for this benefit are taxable using the P11D process

• What level of life insurance do you need for peace of mind?
• Think about how much your partner and/or family would need to pay off any outstanding debts such as a mortgage if you die unexpectedly?
• Consider whether you currently have any life insurance - and if it would be enough.
• Does your partner have any life insurance?
• Cover is available up to and including the age of 64.

If you're selecting this benefit for the first time, in the two months after enrolment you will be sent your information pack.