Aviva Flex

What is it?

You can save between 32% and 52% (depending on your tax rate) on a new mobile phone and your calls from the Carphone Warehouse and Vodafone. You can select a phone worth up to £300 and you can purchase tax-free top-ups to pay for your calls up to £50 per month.

• Take a look at the great range of pay as you go phones available at the Carphone Warehouse and decide how much you want to spend, up to £300 on your new phone and up to £50 for monthly top-ups.
• If you want a phone that costs more or less than the fixed amounts on the enrolment screen you can make up the difference in cash but you can’t get a refund so it’s probably better to select a lower amount.
• The cost of the handset will be paid for by a one-off deduction from salary in the first month after you enrol.
• If you have a company phone already, you will need to agree to a declaration that you will not use your company phone for personal phone calls.
• This benefit can be selected at any time during the scheme year.

• For general questions about this benefit, you can call the my Aviva flex helpline on 0800 917 2310.

Mobile phone - saves on Tax?	Mobile phone - saves on NI?	Terms & conditions Click here or the PDF icon to download mobile phones terms & conditions Mobile Phones benefit fact sheet Click here or the PDF icon to download mobile phones benefit fact sheet
Top ups - saves on Tax?	Top ups - saves on NI?

• Will you be getting a new phone in the next 12 months?
• Are on a pre-pay tariff at the moment?
• Would it be easier to pay for your calls up front?

• Once you have selected your phone and top-up amounts, the cost of the phone and the first top up amount will be deducted from your salary in the month after you make the selection, and we will send you a pre-loaded card for the phone and your first months top up.
• If you selected your phone in the annual flex enrolment window, the payment will be taken from your July salary and the pre-loaded card will be sent to you in July.
• You then take the card to any Carphone Warehouse or Vodafone to get your new phone and to activate your top-ups.
• The top-ups you choose for your phone will be deducted from your salary for the following 12 months after you enrol and automatically applied to your phone monthly.